Call reports 2003
INTERNATIONAL BANK — 2003
What INTERNATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,317,000 | 16,759,000 | 20,158,000 | 23,013,000 |
| Total loans | 11,264,000 | 12,952,000 | 16,308,000 | 17,684,000 |
| Allowance for loan losses | 114,000 | 131,000 | 163,000 | 177,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,175,000 | 13,554,000 | 16,980,000 | 19,904,000 |
| Interest-bearing deposits | 9,775,000 | 10,096,000 | 12,447,000 | 14,123,000 |
| Noninterest-bearing deposits | 2,400,000 | 3,458,000 | 4,533,000 | 5,781,000 |
| Equity capital | 2,987,000 | 3,029,000 | 3,071,000 | 3,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 537,000 | 873,000 | 1,233,000 |
| Interest expense | 50,000 | 100,000 | 159,000 | 224,000 |
| Net interest income | 206,000 | 437,000 | 714,000 | 1,009,000 |
| Noninterest income | 37,000 | 72,000 | 139,000 | 200,000 |
| Noninterest expense | 177,000 | 354,000 | 598,000 | 1,000,000 |
| Provision for loan losses | 9,000 | 29,000 | 61,000 | 76,000 |
| Pretax income | 57,000 | 126,000 | 194,000 | 133,000 |
| Income tax | 22,000 | 49,000 | 75,000 | 55,000 |
| Net income | 35,000 | 77,000 | 119,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,987,000 | 3,029,000 | 3,071,000 | 3,030,000 |
| Total capital | 3,101,000 | 3,160,000 | 3,234,000 | 3,207,000 |
| Risk-weighted assets | 12,052,000 | 14,309,000 | 17,832,000 | 19,305,000 |