Call reports 2002
INTERNATIONAL BANK — 2002
What INTERNATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,289,000 | 11,531,000 | 12,832,000 | 14,134,000 |
| Total loans | 7,476,000 | 8,234,000 | 9,298,000 | 10,303,000 |
| Allowance for loan losses | 55,000 | 75,000 | 93,000 | 105,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,312,000 | 8,559,000 | 9,812,000 | 10,966,000 |
| Interest-bearing deposits | 5,310,000 | 6,291,000 | 7,403,000 | 8,796,000 |
| Noninterest-bearing deposits | 3,002,000 | 2,268,000 | 2,409,000 | 2,170,000 |
| Equity capital | 2,897,000 | 2,916,000 | 2,925,000 | 2,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 376,000 | 591,000 | 828,000 |
| Interest expense | 33,000 | 69,000 | 114,000 | 161,000 |
| Net interest income | 132,000 | 307,000 | 477,000 | 667,000 |
| Noninterest income | 19,000 | 47,000 | 66,000 | 120,000 |
| Noninterest expense | 162,000 | 316,000 | 472,000 | 663,000 |
| Provision for loan losses | 15,000 | 35,000 | 55,000 | 67,000 |
| Pretax income | -26,000 | 3,000 | 16,000 | 57,000 |
| Income tax | -9,000 | 1,000 | 5,000 | 19,000 |
| Net income | -17,000 | 2,000 | 11,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,897,000 | 2,916,000 | 2,925,000 | 2,952,000 |
| Total capital | 2,952,000 | 2,991,000 | 3,018,000 | 3,057,000 |
| Risk-weighted assets | 8,648,000 | 9,063,000 | 10,189,000 | 11,278,000 |