Call reports 2008
FIRST BANK OF MULESHOE — 2008
What FIRST BANK OF MULESHOE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 95,636,000 | 89,530,000 | 90,522,000 | 98,304,000 |
| Total loans | 22,779,000 | 26,113,000 | 27,974,000 | 24,667,000 |
| Allowance for loan losses | 555,000 | 558,000 | 568,000 | 580,000 |
| Securities available for sale | 55,243,000 | 54,431,000 | 50,341,000 | 54,617,000 |
| Securities held to maturity | 707,000 | 705,000 | 703,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,665,000 | 77,884,000 | 78,408,000 | 86,989,000 |
| Interest-bearing deposits | 59,771,000 | 56,848,000 | 53,915,000 | 56,696,000 |
| Noninterest-bearing deposits | 23,894,000 | 21,036,000 | 24,493,000 | 30,293,000 |
| Equity capital | 11,671,000 | 11,318,000 | 11,735,000 | 11,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,525,000 | 3,789,000 | 4,995,000 |
| Interest expense | 457,000 | 845,000 | 1,169,000 | 1,450,000 |
| Net interest income | 814,000 | 1,680,000 | 2,620,000 | 3,545,000 |
| Noninterest income | 208,000 | 419,000 | 583,000 | 736,000 |
| Noninterest expense | 687,000 | 1,364,000 | 2,052,000 | 2,723,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 326,000 | 715,000 | 1,124,000 | 1,521,000 |
| Income tax | 73,000 | 218,000 | 317,000 | 420,000 |
| Net income | 253,000 | 497,000 | 807,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,565,000 | 11,808,000 | 11,819,000 | 12,113,000 |
| Total capital | 11,907,000 | 12,175,000 | 12,220,000 | 12,486,000 |
| Risk-weighted assets | 27,160,000 | 29,188,000 | 31,932,000 | 29,615,000 |