Call reports 2004
FIRST BANK OF MULESHOE — 2004
What FIRST BANK OF MULESHOE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 72,578,000 | 73,609,000 | 67,521,000 | 71,463,000 |
| Total loans | 24,929,000 | 28,513,000 | 31,994,000 | 28,210,000 |
| Allowance for loan losses | 477,000 | 477,000 | 493,000 | 438,000 |
| Securities available for sale | 37,794,000 | 34,948,000 | 29,760,000 | 29,947,000 |
| Securities held to maturity | 238,000 | 197,000 | 181,000 | 166,000 |
| Trading assets | 180,000 | 171,000 | 200,000 | 327,000 |
| Total deposits | 61,843,000 | 63,305,000 | 56,656,000 | 60,563,000 |
| Interest-bearing deposits | 46,609,000 | 45,669,000 | 42,235,000 | 43,119,000 |
| Noninterest-bearing deposits | 15,234,000 | 17,636,000 | 14,421,000 | 17,444,000 |
| Equity capital | 10,610,000 | 10,120,000 | 10,575,000 | 10,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,668,000 | 2,542,000 | 3,348,000 |
| Interest expense | 97,000 | 186,000 | 279,000 | 392,000 |
| Net interest income | 758,000 | 1,482,000 | 2,263,000 | 2,956,000 |
| Noninterest income | 183,000 | 417,000 | 638,000 | 808,000 |
| Noninterest expense | 687,000 | 1,425,000 | 2,078,000 | 2,709,000 |
| Provision for loan losses | 32,000 | 69,000 | 96,000 | 96,000 |
| Pretax income | 244,000 | 426,000 | 721,000 | 954,000 |
| Income tax | 17,000 | 79,000 | 152,000 | 212,000 |
| Net income | 227,000 | 347,000 | 569,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,726,000 | 10,846,000 | 10,768,000 | 10,941,000 |
| Total capital | 11,092,000 | 11,282,000 | 11,203,000 | 11,362,000 |
| Risk-weighted assets | 29,147,000 | 34,841,000 | 34,739,000 | 33,689,000 |