Call reports 2014
VALLEY BANK — 2014
What VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 456,442,000 |
| Total loans | 288,321,000 |
| Allowance for loan losses | 33,832,000 |
| Securities available for sale | 127,942,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 359,953,000 |
| Interest-bearing deposits | 302,317,000 |
| Noninterest-bearing deposits | 57,636,000 |
| Equity capital | 3,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 4,159,000 |
| Interest expense | 1,300,000 |
| Net interest income | 2,859,000 |
| Noninterest income | 3,653,000 |
| Noninterest expense | 5,191,000 |
| Provision for loan losses | 5,765,000 |
| Pretax income | -4,418,000 |
| Income tax | 0 |
| Net income | -4,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 3,251,000 |
| Total capital | 6,502,000 |
| Risk-weighted assets | 302,949,000 |