Call reports 2011
VALLEY BANK — 2011
What VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 621,555,000 | 620,768,000 | 621,675,000 | 597,255,000 |
| Total loans | 383,675,000 | 373,752,000 | 391,202,000 | 376,815,000 |
| Allowance for loan losses | 7,351,000 | 7,062,000 | 7,031,000 | 9,447,000 |
| Securities available for sale | 158,108,000 | 173,768,000 | 160,787,000 | 139,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,187,000 | 463,320,000 | 463,548,000 | 476,974,000 |
| Interest-bearing deposits | 385,955,000 | 396,657,000 | 393,920,000 | 410,760,000 |
| Noninterest-bearing deposits | 86,232,000 | 66,663,000 | 69,628,000 | 66,214,000 |
| Equity capital | 54,034,000 | 56,062,000 | 57,147,000 | 25,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,991,000 | 14,020,000 | 21,054,000 | 27,823,000 |
| Interest expense | 2,111,000 | 4,154,000 | 6,135,000 | 8,047,000 |
| Net interest income | 4,880,000 | 9,866,000 | 14,919,000 | 19,776,000 |
| Noninterest income | 1,526,000 | 3,160,000 | 5,493,000 | 6,783,000 |
| Noninterest expense | 5,197,000 | 10,228,000 | 15,842,000 | 22,300,000 |
| Provision for loan losses | 173,000 | 478,000 | 828,000 | 25,241,000 |
| Pretax income | 2,805,000 | 4,179,000 | 6,214,000 | -19,393,000 |
| Income tax | -243,000 | 211,000 | 946,000 | 7,512,000 |
| Net income | 3,048,000 | 3,968,000 | 5,268,000 | -26,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,558,000 | 54,488,000 | 55,797,000 | 24,230,000 |
| Total capital | 59,247,000 | 60,004,000 | 61,451,000 | 29,484,000 |
| Risk-weighted assets | 453,433,000 | 439,734,000 | 450,906,000 | 416,107,000 |