Call report 2008Q4
VALLEY BANK — 2008Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 703,483,000 | USD | evidence → |
| Total loans | 480,180,000 | USD | evidence → |
| Allowance for loan losses | 6,424,000 | USD | evidence → |
| Securities available for sale | 67,858,000 | USD | evidence → |
| Securities held to maturity | 69,581,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 541,221,000 | USD | evidence → |
| Interest-bearing deposits | 487,266,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,955,000 | USD | evidence → |
| Equity capital | 51,713,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,387,000 | USD | evidence → |
| Interest expense | 19,649,000 | USD | evidence → |
| Net interest income | 18,738,000 | USD | evidence → |
| Noninterest income | 7,528,000 | USD | evidence → |
| Noninterest expense | 21,138,000 | USD | evidence → |
| Provision for loan losses | 2,269,000 | USD | evidence → |
| Pretax income | 2,161,000 | USD | evidence → |
| Income tax | 98,000 | USD | evidence → |
| Net income | 2,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,093,000 | USD | evidence → |
| Total capital | 56,517,000 | USD | evidence → |
| Risk-weighted assets | 685,565,000 | USD | evidence → |