Call report 2005Q4
VALLEY BANK — 2005Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,294,000 | USD | evidence → |
| Total loans | 343,828,000 | USD | evidence → |
| Allowance for loan losses | 3,302,000 | USD | evidence → |
| Securities available for sale | 73,581,000 | USD | evidence → |
| Securities held to maturity | 8,066,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,289,000 | USD | evidence → |
| Interest-bearing deposits | 349,075,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,214,000 | USD | evidence → |
| Equity capital | 37,755,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,075,000 | USD | evidence → |
| Interest expense | 11,290,000 | USD | evidence → |
| Net interest income | 16,785,000 | USD | evidence → |
| Noninterest income | 7,287,000 | USD | evidence → |
| Noninterest expense | 17,098,000 | USD | evidence → |
| Provision for loan losses | 1,474,000 | USD | evidence → |
| Pretax income | 5,383,000 | USD | evidence → |
| Income tax | 1,811,000 | USD | evidence → |
| Net income | 3,572,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,525,000 | USD | evidence → |
| Total capital | 40,827,000 | USD | evidence → |
| Risk-weighted assets | 393,352,000 | USD | evidence → |