Call report 2003Q4
VALLEY BANK — 2003Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 338,602,000 | USD | evidence → |
| Total loans | 229,837,000 | USD | evidence → |
| Allowance for loan losses | 2,162,000 | USD | evidence → |
| Securities available for sale | 67,189,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,403,000 | USD | evidence → |
| Interest-bearing deposits | 226,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,304,000 | USD | evidence → |
| Equity capital | 24,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,032,000 | USD | evidence → |
| Interest expense | 7,188,000 | USD | evidence → |
| Net interest income | 9,844,000 | USD | evidence → |
| Noninterest income | 6,212,000 | USD | evidence → |
| Noninterest expense | 11,804,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 3,741,000 | USD | evidence → |
| Income tax | 1,031,000 | USD | evidence → |
| Net income | 2,710,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,659,000 | USD | evidence → |
| Total capital | 25,821,000 | USD | evidence → |
| Risk-weighted assets | 256,121,000 | USD | evidence → |