Call report 2003Q1
VALLEY BANK — 2003Q1
The 22 measures VALLEY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 296,263,000 | USD | evidence → |
| Total loans | 199,349,000 | USD | evidence → |
| Allowance for loan losses | 2,014,000 | USD | evidence → |
| Securities available for sale | 68,458,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,449,000 | USD | evidence → |
| Interest-bearing deposits | 194,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,705,000 | USD | evidence → |
| Equity capital | 22,226,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,039,000 | USD | evidence → |
| Interest expense | 1,813,000 | USD | evidence → |
| Net interest income | 2,226,000 | USD | evidence → |
| Noninterest income | 1,483,000 | USD | evidence → |
| Noninterest expense | 2,695,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,031,000 | USD | evidence → |
| Income tax | 299,000 | USD | evidence → |
| Net income | 732,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,884,000 | USD | evidence → |
| Total capital | 22,898,000 | USD | evidence → |
| Risk-weighted assets | 216,274,000 | USD | evidence → |