Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,710,000 | USD | evidence → |
| Total loans | 63,368,000 | USD | evidence → |
| Allowance for loan losses | 813,000 | USD | evidence → |
| Securities available for sale | 18,134,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,532,000 | USD | evidence → |
| Interest-bearing deposits | 58,404,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,128,000 | USD | evidence → |
| Equity capital | 8,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,600,000 | USD | evidence → |
| Interest expense | 1,339,000 | USD | evidence → |
| Net interest income | 3,261,000 | USD | evidence → |
| Noninterest income | 507,000 | USD | evidence → |
| Noninterest expense | 2,515,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 1,163,000 | USD | evidence → |
| Income tax | 327,000 | USD | evidence → |
| Net income | 836,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,168,000 | USD | evidence → |
| Total capital | 8,981,000 | USD | evidence → |
| Risk-weighted assets | 66,849,000 | USD | evidence → |