Call report 2002Q4
CITIZENS STATE BANK — 2002Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,175,000 | USD | evidence → |
| Total loans | 49,375,000 | USD | evidence → |
| Allowance for loan losses | 649,000 | USD | evidence → |
| Securities available for sale | 20,253,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,958,000 | USD | evidence → |
| Interest-bearing deposits | 59,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,237,000 | USD | evidence → |
| Equity capital | 5,947,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,329,000 | USD | evidence → |
| Interest expense | 1,936,000 | USD | evidence → |
| Net interest income | 2,393,000 | USD | evidence → |
| Noninterest income | 630,000 | USD | evidence → |
| Noninterest expense | 2,346,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 572,000 | USD | evidence → |
| Income tax | 132,000 | USD | evidence → |
| Net income | 440,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,700,000 | USD | evidence → |
| Total capital | 6,347,000 | USD | evidence → |
| Risk-weighted assets | 55,331,000 | USD | evidence → |