Call reports 2025
HOMETOWN BANK OF PENNSYLVANIA — 2025
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 398,311,000 | 408,923,000 | 430,050,000 | 438,383,000 |
| Total loans | 263,837,000 | 286,307,000 | 303,691,000 | 332,542,000 |
| Allowance for loan losses | 1,921,000 | 2,143,000 | 2,320,000 | 2,663,000 |
| Securities available for sale | 101,857,000 | 92,784,000 | 89,115,000 | 81,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,430,000 | 375,403,000 | 394,476,000 | 401,549,000 |
| Interest-bearing deposits | 283,938,000 | 292,400,000 | 306,539,000 | 316,523,000 |
| Noninterest-bearing deposits | 81,492,000 | 83,003,000 | 87,937,000 | 85,026,000 |
| Equity capital | 31,453,000 | 31,860,000 | 33,820,000 | 34,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,903,000 | 10,154,000 | 15,894,000 | 21,941,000 |
| Interest expense | 1,920,000 | 3,862,000 | 5,904,000 | 8,075,000 |
| Net interest income | 2,983,000 | 6,292,000 | 9,990,000 | 13,866,000 |
| Noninterest income | 250,000 | 537,000 | 811,000 | 1,779,000 |
| Noninterest expense | 2,201,000 | 4,406,000 | 6,650,000 | 9,066,000 |
| Provision for loan losses | -57,000 | 168,000 | 350,000 | 703,000 |
| Pretax income | 1,063,000 | 2,179,000 | 3,701,000 | 5,063,000 |
| Income tax | 215,000 | 441,000 | 751,000 | 1,020,000 |
| Net income | 848,000 | 1,738,000 | 2,950,000 | 4,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,020,000 | 33,371,000 | 34,583,000 | 35,065,000 |
| Total capital | 35,021,000 | 35,644,000 | 37,057,000 | 37,909,000 |
| Risk-weighted assets | 275,106,000 | 297,144,000 | 314,366,000 | 339,961,000 |