Call reports 2024
HOMETOWN BANK OF PENNSYLVANIA — 2024
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 418,904,000 | 417,722,000 | 386,864,000 | 383,892,000 |
| Total loans | 220,963,000 | 233,694,000 | 251,717,000 | 254,677,000 |
| Allowance for loan losses | 1,459,000 | 1,702,000 | 1,718,000 | 1,986,000 |
| Securities available for sale | 105,018,000 | 107,365,000 | 107,135,000 | 106,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,516,000 | 346,759,000 | 349,751,000 | 353,299,000 |
| Interest-bearing deposits | 269,995,000 | 270,601,000 | 271,327,000 | 275,950,000 |
| Noninterest-bearing deposits | 78,521,000 | 76,158,000 | 78,424,000 | 77,349,000 |
| Equity capital | 28,072,000 | 28,429,000 | 30,955,000 | 29,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,691,000 | 9,666,000 | 14,898,000 | 19,782,000 |
| Interest expense | 2,240,000 | 4,683,000 | 7,187,000 | 9,278,000 |
| Net interest income | 2,451,000 | 4,983,000 | 7,711,000 | 10,504,000 |
| Noninterest income | 241,000 | 548,000 | 838,000 | 1,088,000 |
| Noninterest expense | 1,914,000 | 3,862,000 | 5,893,000 | 8,066,000 |
| Provision for loan losses | 98,000 | 342,000 | 459,000 | 739,000 |
| Pretax income | 672,000 | 1,305,000 | 2,173,000 | 2,777,000 |
| Income tax | 136,000 | 264,000 | 432,000 | 553,000 |
| Net income | 536,000 | 1,041,000 | 1,741,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,382,000 | 31,448,000 | 32,149,000 | 32,172,000 |
| Total capital | 32,892,000 | 33,216,000 | 33,934,000 | 34,212,000 |
| Risk-weighted assets | 231,862,000 | 247,756,000 | 260,935,000 | 262,560,000 |