Call reports 2023
HOMETOWN BANK OF PENNSYLVANIA — 2023
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 342,532,000 | 349,680,000 | 366,753,000 | 371,595,000 |
| Total loans | 211,775,000 | 210,907,000 | 213,565,000 | 217,138,000 |
| Allowance for loan losses | 1,394,000 | 1,364,000 | 1,324,000 | 1,364,000 |
| Securities available for sale | 69,072,000 | 69,592,000 | 80,169,000 | 81,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,683,000 | 323,162,000 | 339,658,000 | 343,198,000 |
| Interest-bearing deposits | 239,553,000 | 248,727,000 | 267,044,000 | 265,626,000 |
| Noninterest-bearing deposits | 76,130,000 | 74,435,000 | 72,614,000 | 77,572,000 |
| Equity capital | 26,104,000 | 25,770,000 | 26,244,000 | 27,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,429,000 | 7,093,000 | 11,111,000 | 15,414,000 |
| Interest expense | 800,000 | 1,918,000 | 3,377,000 | 5,180,000 |
| Net interest income | 2,629,000 | 5,175,000 | 7,734,000 | 10,234,000 |
| Noninterest income | 201,000 | 454,000 | 711,000 | 959,000 |
| Noninterest expense | 1,811,000 | 3,669,000 | 5,494,000 | 7,422,000 |
| Provision for loan losses | 45,000 | 3,000 | -30,000 | 7,000 |
| Pretax income | 975,000 | 1,957,000 | 2,968,000 | 3,766,000 |
| Income tax | 199,000 | 401,000 | 608,000 | 771,000 |
| Net income | 776,000 | 1,556,000 | 2,360,000 | 2,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,496,000 | 29,846,000 | 30,649,000 | 30,846,000 |
| Total capital | 30,935,000 | 31,256,000 | 32,033,000 | 32,253,000 |
| Risk-weighted assets | 220,438,000 | 221,281,000 | 226,722,000 | 227,812,000 |