Call reports 2022
HOMETOWN BANK OF PENNSYLVANIA — 2022
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 322,582,000 | 313,347,000 | 312,187,000 | 333,501,000 |
| Total loans | 204,719,000 | 206,967,000 | 210,356,000 | 217,379,000 |
| Allowance for loan losses | 2,066,000 | 2,119,000 | 2,160,000 | 2,200,000 |
| Securities available for sale | 37,329,000 | 37,968,000 | 62,732,000 | 62,987,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,964,000 | 289,364,000 | 287,858,000 | 308,769,000 |
| Interest-bearing deposits | 214,656,000 | 209,461,000 | 215,830,000 | 232,479,000 |
| Noninterest-bearing deposits | 83,308,000 | 79,903,000 | 72,028,000 | 76,290,000 |
| Equity capital | 24,381,000 | 23,664,000 | 23,647,000 | 24,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,347,000 | 4,796,000 | 7,608,000 | 10,875,000 |
| Interest expense | 254,000 | 499,000 | 755,000 | 1,188,000 |
| Net interest income | 2,093,000 | 4,297,000 | 6,853,000 | 9,687,000 |
| Noninterest income | 207,000 | 447,000 | 667,000 | 892,000 |
| Noninterest expense | 1,577,000 | 3,231,000 | 4,868,000 | 6,544,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 678,000 | 1,423,000 | 2,517,000 | 3,855,000 |
| Income tax | 136,000 | 286,000 | 510,000 | 785,000 |
| Net income | 542,000 | 1,137,000 | 2,007,000 | 3,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,277,000 | 26,599,000 | 27,469,000 | 28,100,000 |
| Total capital | 28,346,000 | 28,721,000 | 29,632,000 | 30,303,000 |
| Risk-weighted assets | 203,364,000 | 205,623,000 | 210,884,000 | 223,230,000 |