Call reports 2021
HOMETOWN BANK OF PENNSYLVANIA — 2021
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 275,703,000 | 279,413,000 | 291,674,000 | 303,487,000 |
| Total loans | 196,351,000 | 195,027,000 | 198,173,000 | 201,317,000 |
| Allowance for loan losses | 1,886,000 | 1,927,000 | 1,973,000 | 2,021,000 |
| Securities available for sale | 29,786,000 | 32,469,000 | 36,497,000 | 38,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,313,000 | 259,675,000 | 271,656,000 | 277,965,000 |
| Interest-bearing deposits | 196,282,000 | 195,010,000 | 201,229,000 | 205,119,000 |
| Noninterest-bearing deposits | 60,031,000 | 64,665,000 | 70,427,000 | 72,846,000 |
| Equity capital | 19,145,000 | 19,457,000 | 19,786,000 | 25,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,411,000 | 6,772,000 | 9,223,000 |
| Interest expense | 420,000 | 765,000 | 1,060,000 | 1,337,000 |
| Net interest income | 1,772,000 | 3,646,000 | 5,712,000 | 7,886,000 |
| Noninterest income | 185,000 | 408,000 | 627,000 | 841,000 |
| Noninterest expense | 1,518,000 | 3,049,000 | 4,653,000 | 6,261,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 180,000 |
| Pretax income | 399,000 | 920,000 | 1,556,000 | 2,286,000 |
| Income tax | 74,000 | 173,000 | 298,000 | 444,000 |
| Net income | 325,000 | 747,000 | 1,258,000 | 1,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,278,000 | 19,524,000 | 19,858,000 | 25,734,000 |
| Total capital | 21,167,000 | 21,454,000 | 21,834,000 | 27,758,000 |
| Risk-weighted assets | 182,091,000 | 186,007,000 | 193,079,000 | 197,753,000 |