Call reports 2020
HOMETOWN BANK OF PENNSYLVANIA — 2020
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 225,588,000 | 248,602,000 | 255,880,000 | 260,000,000 |
| Total loans | 170,499,000 | 182,883,000 | 184,789,000 | 189,426,000 |
| Allowance for loan losses | 1,684,000 | 1,719,000 | 1,836,000 | 1,843,000 |
| Securities available for sale | 11,528,000 | 13,837,000 | 16,510,000 | 22,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,593,000 | 229,529,000 | 236,568,000 | 240,586,000 |
| Interest-bearing deposits | 165,941,000 | 178,194,000 | 182,832,000 | 187,570,000 |
| Noninterest-bearing deposits | 40,652,000 | 51,335,000 | 53,736,000 | 53,016,000 |
| Equity capital | 18,702,000 | 18,742,000 | 19,044,000 | 19,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,194,000 | 6,276,000 | 8,455,000 |
| Interest expense | 563,000 | 1,110,000 | 1,647,000 | 2,136,000 |
| Net interest income | 1,604,000 | 3,084,000 | 4,629,000 | 6,319,000 |
| Noninterest income | 167,000 | 332,000 | 622,000 | 755,000 |
| Noninterest expense | 1,437,000 | 2,810,000 | 4,275,000 | 5,725,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 305,000 | 548,000 | 888,000 | 1,231,000 |
| Income tax | 55,000 | 97,000 | 160,000 | 222,000 |
| Net income | 250,000 | 451,000 | 728,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,543,000 | 18,572,000 | 18,850,000 | 18,954,000 |
| Total capital | 20,230,000 | 20,294,000 | 20,689,000 | 20,800,000 |
| Risk-weighted assets | 163,783,000 | 177,920,000 | 180,201,000 | 187,499,000 |