Call reports 2019
HOMETOWN BANK OF PENNSYLVANIA — 2019
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 191,255,000 | 214,139,000 | 219,753,000 | 219,250,000 |
| Total loans | 156,676,000 | 157,445,000 | 162,686,000 | 165,767,000 |
| Allowance for loan losses | 1,645,000 | 1,723,000 | 1,727,000 | 1,652,000 |
| Securities available for sale | 12,618,000 | 11,816,000 | 12,643,000 | 12,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,435,000 | 195,965,000 | 201,142,000 | 200,580,000 |
| Interest-bearing deposits | 139,778,000 | 158,492,000 | 159,334,000 | 163,442,000 |
| Noninterest-bearing deposits | 33,657,000 | 37,473,000 | 41,808,000 | 37,138,000 |
| Equity capital | 17,453,000 | 17,765,000 | 18,190,000 | 18,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 4,005,000 | 6,211,000 | 8,405,000 |
| Interest expense | 405,000 | 903,000 | 1,474,000 | 2,051,000 |
| Net interest income | 1,525,000 | 3,102,000 | 4,737,000 | 6,354,000 |
| Noninterest income | 147,000 | 291,000 | 460,000 | 630,000 |
| Noninterest expense | 1,197,000 | 2,394,000 | 3,684,000 | 5,082,000 |
| Provision for loan losses | 45,000 | 90,000 | 95,000 | 15,000 |
| Pretax income | 430,000 | 909,000 | 1,420,000 | 1,892,000 |
| Income tax | 80,000 | 170,000 | 268,000 | 358,000 |
| Net income | 350,000 | 739,000 | 1,152,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,451,000 | 17,669,000 | 18,082,000 | 18,293,000 |
| Total capital | 19,098,000 | 19,394,000 | 19,811,000 | 19,947,000 |
| Risk-weighted assets | 145,274,000 | 146,664,000 | 156,213,000 | 159,110,000 |