Call reports 2018
HOMETOWN BANK OF PENNSYLVANIA — 2018
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 164,259,000 | 173,419,000 | 178,603,000 | 176,041,000 |
| Total loans | 135,004,000 | 140,754,000 | 145,004,000 | 151,435,000 |
| Allowance for loan losses | 1,997,000 | 2,026,000 | 2,029,000 | 1,602,000 |
| Securities available for sale | 11,790,000 | 11,711,000 | 12,111,000 | 11,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,645,000 | 156,627,000 | 161,566,000 | 158,542,000 |
| Interest-bearing deposits | 116,457,000 | 121,162,000 | 125,761,000 | 128,960,000 |
| Noninterest-bearing deposits | 31,188,000 | 35,465,000 | 35,805,000 | 29,582,000 |
| Equity capital | 16,156,000 | 16,339,000 | 16,648,000 | 17,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,194,000 | 4,943,000 | 6,870,000 |
| Interest expense | 220,000 | 482,000 | 783,000 | 1,128,000 |
| Net interest income | 1,333,000 | 2,712,000 | 4,160,000 | 5,742,000 |
| Noninterest income | 123,000 | 264,000 | 406,000 | 555,000 |
| Noninterest expense | 1,056,000 | 2,133,000 | 3,305,000 | 4,648,000 |
| Provision for loan losses | 36,000 | 60,000 | 60,000 | -125,000 |
| Pretax income | 364,000 | 783,000 | 1,201,000 | 1,774,000 |
| Income tax | 65,000 | 142,000 | 218,000 | 326,000 |
| Net income | 299,000 | 641,000 | 983,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,259,000 | 16,448,000 | 16,790,000 | 17,102,000 |
| Total capital | 17,810,000 | 18,062,000 | 18,465,000 | 18,706,000 |
| Risk-weighted assets | 123,649,000 | 128,778,000 | 133,718,000 | 140,339,000 |