Call reports 2017
HOMETOWN BANK OF PENNSYLVANIA — 2017
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,378,000 | 151,578,000 | 154,808,000 | 158,912,000 |
| Total loans | 128,159,000 | 131,524,000 | 132,731,000 | 134,128,000 |
| Allowance for loan losses | 1,438,000 | 1,483,000 | 1,530,000 | 1,958,000 |
| Securities available for sale | 9,712,000 | 9,991,000 | 10,443,000 | 11,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,182,000 | 135,120,000 | 138,081,000 | 142,466,000 |
| Interest-bearing deposits | 108,363,000 | 106,385,000 | 106,616,000 | 112,701,000 |
| Noninterest-bearing deposits | 27,819,000 | 28,735,000 | 31,465,000 | 29,765,000 |
| Equity capital | 16,044,000 | 16,272,000 | 16,554,000 | 15,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,956,000 | 4,479,000 | 6,015,000 |
| Interest expense | 165,000 | 326,000 | 482,000 | 674,000 |
| Net interest income | 1,298,000 | 2,630,000 | 3,997,000 | 5,341,000 |
| Noninterest income | 122,000 | 258,000 | 385,000 | 510,000 |
| Noninterest expense | 869,000 | 1,838,000 | 2,849,000 | 4,241,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 560,000 |
| Pretax income | 506,000 | 960,000 | 1,398,000 | 1,050,000 |
| Income tax | 161,000 | 291,000 | 425,000 | 510,000 |
| Net income | 345,000 | 669,000 | 973,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,053,000 | 16,229,000 | 16,533,000 | 15,960,000 |
| Total capital | 17,493,000 | 17,714,000 | 18,044,000 | 17,504,000 |
| Risk-weighted assets | 115,570,000 | 119,398,000 | 120,868,000 | 123,164,000 |