Call reports 2016
HOMETOWN BANK OF PENNSYLVANIA — 2016
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 136,432,000 | 137,823,000 | 144,711,000 | 152,231,000 |
| Total loans | 118,347,000 | 119,851,000 | 121,097,000 | 125,535,000 |
| Allowance for loan losses | 1,286,000 | 1,310,000 | 1,374,000 | 1,389,000 |
| Securities available for sale | 7,928,000 | 8,132,000 | 8,314,000 | 8,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,259,000 | 122,518,000 | 128,960,000 | 136,390,000 |
| Interest-bearing deposits | 99,131,000 | 97,465,000 | 101,608,000 | 107,429,000 |
| Noninterest-bearing deposits | 22,128,000 | 25,053,000 | 27,352,000 | 28,961,000 |
| Equity capital | 14,998,000 | 15,165,000 | 15,615,000 | 15,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,641,000 | 4,004,000 | 5,413,000 |
| Interest expense | 167,000 | 332,000 | 494,000 | 663,000 |
| Net interest income | 1,146,000 | 2,309,000 | 3,510,000 | 4,750,000 |
| Noninterest income | 121,000 | 250,000 | 375,000 | 514,000 |
| Noninterest expense | 863,000 | 1,738,000 | 2,620,000 | 3,513,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 195,000 |
| Pretax income | 344,000 | 701,000 | 1,085,000 | 1,556,000 |
| Income tax | 114,000 | 219,000 | 345,000 | 484,000 |
| Net income | 230,000 | 482,000 | 740,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,917,000 | 15,066,000 | 15,524,000 | 15,708,000 |
| Total capital | 16,203,000 | 16,376,000 | 16,879,000 | 17,099,000 |
| Risk-weighted assets | 105,736,000 | 106,884,000 | 108,441,000 | 113,087,000 |