Call reports 2015
HOMETOWN BANK OF PENNSYLVANIA — 2015
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 131,717,000 | 130,588,000 | 136,027,000 | 136,999,000 |
| Total loans | 111,336,000 | 113,236,000 | 115,136,000 | 115,249,000 |
| Allowance for loan losses | 1,034,000 | 1,112,000 | 1,166,000 | 1,225,000 |
| Securities available for sale | 7,550,000 | 7,366,000 | 8,255,000 | 7,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,275,000 | 116,117,000 | 121,245,000 | 122,129,000 |
| Interest-bearing deposits | 95,279,000 | 94,934,000 | 96,029,000 | 98,114,000 |
| Noninterest-bearing deposits | 21,996,000 | 21,183,000 | 25,216,000 | 24,015,000 |
| Equity capital | 14,265,000 | 14,327,000 | 14,623,000 | 14,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,553,000 | 3,850,000 | 5,148,000 |
| Interest expense | 176,000 | 354,000 | 531,000 | 702,000 |
| Net interest income | 1,099,000 | 2,199,000 | 3,319,000 | 4,446,000 |
| Noninterest income | 100,000 | 208,000 | 314,000 | 423,000 |
| Noninterest expense | 762,000 | 1,543,000 | 2,303,000 | 3,115,000 |
| Provision for loan losses | 85,000 | 160,000 | 235,000 | 290,000 |
| Pretax income | 352,000 | 704,000 | 1,095,000 | 1,464,000 |
| Income tax | 111,000 | 222,000 | 346,000 | 462,000 |
| Net income | 241,000 | 482,000 | 749,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,202,000 | 14,304,000 | 14,573,000 | 14,687,000 |
| Total capital | 15,236,000 | 15,416,000 | 15,739,000 | 15,912,000 |
| Risk-weighted assets | 97,036,000 | 99,069,000 | 100,960,000 | 102,364,000 |