Call reports 2014
HOMETOWN BANK OF PENNSYLVANIA — 2014
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,448,000 | 125,407,000 | 129,040,000 | 128,141,000 |
| Total loans | 109,446,000 | 111,303,000 | 111,668,000 | 111,064,000 |
| Allowance for loan losses | 1,261,000 | 1,321,000 | 1,411,000 | 947,000 |
| Securities available for sale | 5,249,000 | 6,425,000 | 6,482,000 | 7,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,100,000 | 111,915,000 | 115,227,000 | 114,130,000 |
| Interest-bearing deposits | 94,794,000 | 93,737,000 | 95,782,000 | 94,254,000 |
| Noninterest-bearing deposits | 17,306,000 | 18,178,000 | 19,445,000 | 19,876,000 |
| Equity capital | 13,225,000 | 13,358,000 | 13,639,000 | 13,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,587,000 | 3,903,000 | 5,203,000 |
| Interest expense | 203,000 | 403,000 | 597,000 | 781,000 |
| Net interest income | 1,067,000 | 2,184,000 | 3,306,000 | 4,422,000 |
| Noninterest income | 97,000 | 200,000 | 303,000 | 406,000 |
| Noninterest expense | 727,000 | 1,470,000 | 2,211,000 | 2,960,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 377,000 | 794,000 | 1,188,000 | 1,568,000 |
| Income tax | 80,000 | 259,000 | 388,000 | 510,000 |
| Net income | 297,000 | 535,000 | 800,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,239,000 | 13,347,000 | 13,612,000 | 13,841,000 |
| Total capital | 14,429,000 | 14,554,000 | 14,818,000 | 14,788,000 |
| Risk-weighted assets | 95,151,000 | 96,476,000 | 96,295,000 | 95,460,000 |