Call reports 2013
HOMETOWN BANK OF PENNSYLVANIA — 2013
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,877,000 | 125,583,000 | 123,590,000 | 122,728,000 |
| Total loans | 103,816,000 | 103,906,000 | 106,416,000 | 106,899,000 |
| Allowance for loan losses | 1,047,000 | 1,092,000 | 1,143,000 | 1,203,000 |
| Securities available for sale | 3,826,000 | 3,942,000 | 4,380,000 | 5,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,391,000 | 112,952,000 | 110,683,000 | 109,709,000 |
| Interest-bearing deposits | 95,101,000 | 94,609,000 | 92,363,000 | 93,252,000 |
| Noninterest-bearing deposits | 15,290,000 | 18,343,000 | 18,320,000 | 16,457,000 |
| Equity capital | 12,203,000 | 12,384,000 | 12,638,000 | 12,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,587,000 | 3,890,000 | 5,178,000 |
| Interest expense | 257,000 | 514,000 | 753,000 | 968,000 |
| Net interest income | 1,030,000 | 2,073,000 | 3,137,000 | 4,210,000 |
| Noninterest income | 84,000 | 200,000 | 291,000 | 389,000 |
| Noninterest expense | 679,000 | 1,407,000 | 2,132,000 | 2,864,000 |
| Provision for loan losses | 45,000 | 90,000 | 140,000 | 200,000 |
| Pretax income | 390,000 | 776,000 | 1,156,000 | 1,535,000 |
| Income tax | 132,000 | 262,000 | 390,000 | 519,000 |
| Net income | 258,000 | 514,000 | 766,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,199,000 | 12,419,000 | 12,671,000 | 12,842,000 |
| Total capital | 13,246,000 | 13,511,000 | 13,814,000 | 14,012,000 |
| Risk-weighted assets | 89,837,000 | 92,895,000 | 93,706,000 | 93,571,000 |