Call reports 2012
HOMETOWN BANK OF PENNSYLVANIA — 2012
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,398,000 | 113,283,000 | 115,265,000 | 120,120,000 |
| Total loans | 90,897,000 | 96,405,000 | 99,849,000 | 101,966,000 |
| Allowance for loan losses | 881,000 | 926,000 | 968,000 | 1,004,000 |
| Securities available for sale | 2,923,000 | 3,709,000 | 3,519,000 | 2,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,821,000 | 101,551,000 | 103,135,000 | 107,965,000 |
| Interest-bearing deposits | 82,181,000 | 85,603,000 | 88,449,000 | 91,376,000 |
| Noninterest-bearing deposits | 14,640,000 | 15,948,000 | 14,686,000 | 16,589,000 |
| Equity capital | 10,221,000 | 11,515,000 | 11,722,000 | 11,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,462,000 | 3,769,000 | 5,095,000 |
| Interest expense | 236,000 | 478,000 | 728,000 | 989,000 |
| Net interest income | 976,000 | 1,984,000 | 3,041,000 | 4,106,000 |
| Noninterest income | 88,000 | 183,000 | 272,000 | 409,000 |
| Noninterest expense | 652,000 | 1,320,000 | 1,998,000 | 2,686,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 367,000 | 757,000 | 1,180,000 | 1,649,000 |
| Income tax | 124,000 | 257,000 | 400,000 | 558,000 |
| Net income | 243,000 | 500,000 | 780,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,222,000 | 11,514,000 | 11,713,000 | 11,942,000 |
| Total capital | 11,103,000 | 12,440,000 | 12,681,000 | 12,946,000 |
| Risk-weighted assets | 78,402,000 | 82,009,000 | 85,358,000 | 89,366,000 |