Call reports 2011
HOMETOWN BANK OF PENNSYLVANIA — 2011
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,296,000 | 99,584,000 | 102,471,000 | 104,393,000 |
| Total loans | 77,851,000 | 81,734,000 | 83,092,000 | 84,229,000 |
| Allowance for loan losses | 718,000 | 763,000 | 808,000 | 836,000 |
| Securities available for sale | 1,685,000 | 1,190,000 | 1,376,000 | 2,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,708,000 | 90,743,000 | 93,398,000 | 94,987,000 |
| Interest-bearing deposits | 72,512,000 | 76,447,000 | 79,152,000 | 81,439,000 |
| Noninterest-bearing deposits | 11,196,000 | 14,296,000 | 14,246,000 | 13,548,000 |
| Equity capital | 8,407,000 | 8,637,000 | 8,891,000 | 9,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,193,000 | 3,384,000 | 4,578,000 |
| Interest expense | 255,000 | 515,000 | 783,000 | 1,042,000 |
| Net interest income | 790,000 | 1,678,000 | 2,601,000 | 3,536,000 |
| Noninterest income | 77,000 | 159,000 | 230,000 | 300,000 |
| Noninterest expense | 632,000 | 1,324,000 | 2,021,000 | 2,671,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 190,000 | 423,000 | 675,000 | 1,000,000 |
| Income tax | 0 | 6,000 | 49,000 | 108,000 |
| Net income | 190,000 | 417,000 | 626,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,402,000 | 8,630,000 | 8,887,000 | 9,181,000 |
| Total capital | 9,120,000 | 9,393,000 | 9,695,000 | 10,017,000 |
| Risk-weighted assets | 67,993,000 | 70,293,000 | 71,568,000 | 75,746,000 |