Call reports 2010
HOMETOWN BANK OF PENNSYLVANIA — 2010
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,316,000 | 78,271,000 | 84,345,000 | 90,476,000 |
| Total loans | 58,269,000 | 64,168,000 | 68,202,000 | 70,569,000 |
| Allowance for loan losses | 641,000 | 681,000 | 712,000 | 676,000 |
| Securities available for sale | 5,253,000 | 2,165,000 | 2,148,000 | 936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,675,000 | 70,455,000 | 76,415,000 | 82,128,000 |
| Interest-bearing deposits | 55,075,000 | 59,968,000 | 64,878,000 | 69,877,000 |
| Noninterest-bearing deposits | 10,600,000 | 10,487,000 | 11,537,000 | 12,251,000 |
| Equity capital | 7,507,000 | 7,635,000 | 7,779,000 | 8,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,742,000 | 2,724,000 | 3,757,000 |
| Interest expense | 227,000 | 465,000 | 731,000 | 996,000 |
| Net interest income | 605,000 | 1,277,000 | 1,993,000 | 2,761,000 |
| Noninterest income | 59,000 | 157,000 | 229,000 | 305,000 |
| Noninterest expense | 565,000 | 1,160,000 | 1,765,000 | 2,382,000 |
| Provision for loan losses | 30,000 | 70,000 | 105,000 | 135,000 |
| Pretax income | 69,000 | 204,000 | 352,000 | 549,000 |
| Income tax | 0 | 0 | 0 | -250,000 |
| Net income | 69,000 | 204,000 | 352,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,483,000 | 7,618,000 | 7,766,000 | 8,213,000 |
| Total capital | 8,124,000 | 8,299,000 | 8,478,000 | 8,889,000 |
| Risk-weighted assets | 53,392,000 | 57,846,000 | 63,117,000 | 66,101,000 |