Call reports 2009
HOMETOWN BANK OF PENNSYLVANIA — 2009
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,276,000 | 57,875,000 | 64,069,000 | 69,182,000 |
| Total loans | 37,984,000 | 42,746,000 | 49,775,000 | 53,279,000 |
| Allowance for loan losses | 496,000 | 541,000 | 581,000 | 611,000 |
| Securities available for sale | 7,204,000 | 6,878,000 | 6,352,000 | 8,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,507,000 | 45,059,000 | 56,518,000 | 61,630,000 |
| Interest-bearing deposits | 36,759,000 | 38,702,000 | 48,714,000 | 52,547,000 |
| Noninterest-bearing deposits | 6,748,000 | 6,357,000 | 7,804,000 | 9,083,000 |
| Equity capital | 7,519,000 | 7,458,000 | 7,412,000 | 7,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,246,000 | 1,972,000 | 2,783,000 |
| Interest expense | 203,000 | 412,000 | 636,000 | 872,000 |
| Net interest income | 392,000 | 834,000 | 1,336,000 | 1,911,000 |
| Noninterest income | 48,000 | 116,000 | 173,000 | 232,000 |
| Noninterest expense | 495,000 | 1,024,000 | 1,588,000 | 2,146,000 |
| Provision for loan losses | 66,000 | 116,000 | 156,000 | 186,000 |
| Pretax income | -116,000 | -185,000 | -230,000 | -184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -116,000 | -185,000 | -230,000 | -184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,481,000 | 7,413,000 | 7,368,000 | 7,414,000 |
| Total capital | 7,959,000 | 7,931,000 | 7,949,000 | 8,025,000 |
| Risk-weighted assets | 38,238,000 | 41,407,000 | 56,200,000 | 51,462,000 |