Call reports 2008
HOMETOWN BANK OF PENNSYLVANIA — 2008
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,622,000 | 43,956,000 | 47,256,000 | 50,346,000 |
| Total loans | 20,674,000 | 25,601,000 | 29,265,000 | 34,115,000 |
| Allowance for loan losses | 223,000 | 293,000 | 361,000 | 430,000 |
| Securities available for sale | 5,708,000 | 8,535,000 | 9,388,000 | 8,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,128,000 | 31,408,000 | 33,171,000 | 37,782,000 |
| Interest-bearing deposits | 21,643,000 | 25,984,000 | 27,257,000 | 31,277,000 |
| Noninterest-bearing deposits | 4,485,000 | 5,424,000 | 5,914,000 | 6,505,000 |
| Equity capital | 8,118,000 | 7,873,000 | 7,730,000 | 7,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 974,000 | 1,526,000 | 2,104,000 |
| Interest expense | 198,000 | 365,000 | 547,000 | 739,000 |
| Net interest income | 280,000 | 609,000 | 979,000 | 1,365,000 |
| Noninterest income | 33,000 | 75,000 | 121,000 | 169,000 |
| Noninterest expense | 478,000 | 983,000 | 1,495,000 | 1,995,000 |
| Provision for loan losses | 73,000 | 143,000 | 212,000 | 281,000 |
| Pretax income | -228,000 | -424,000 | -591,000 | -724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -228,000 | -424,000 | -591,000 | -724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,094,000 | 7,898,000 | 7,731,000 | 7,598,000 |
| Total capital | 8,317,000 | 8,191,000 | 8,092,000 | 8,028,000 |
| Risk-weighted assets | 24,973,000 | 28,676,000 | 31,665,000 | 35,729,000 |