Call reports 2007
HOMETOWN BANK OF PENNSYLVANIA — 2007
What HOMETOWN BANK OF PENNSYLVANIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 17,542,000 | 27,479,000 | 37,238,000 |
| Total loans | 3,881,000 | 10,229,000 | 13,857,000 |
| Allowance for loan losses | 0 | 118,000 | 150,000 |
| Securities available for sale | 987,000 | 4,499,000 | 7,857,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 8,655,000 | 15,185,000 | 22,783,000 |
| Interest-bearing deposits | 6,641,000 | 12,441,000 | 19,180,000 |
| Noninterest-bearing deposits | 2,014,000 | 2,744,000 | 3,603,000 |
| Equity capital | 8,868,000 | 8,494,000 | 8,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 189,000 | 493,000 | 945,000 |
| Interest expense | 32,000 | 146,000 | 353,000 |
| Net interest income | 157,000 | 347,000 | 592,000 |
| Noninterest income | 3,000 | 18,000 | 44,000 |
| Noninterest expense | 544,000 | 1,009,000 | 1,423,000 |
| Provision for loan losses | 0 | 120,000 | 150,000 |
| Pretax income | -384,000 | -764,000 | -937,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -384,000 | -764,000 | -937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 8,868,000 | 8,488,000 | 8,322,000 |
| Total capital | 8,868,000 | 8,606,000 | 8,472,000 |
| Risk-weighted assets | 7,838,000 | 14,090,000 | 18,818,000 |