Call reports 2025
UNITED BANK OF PHILADELPHIA — 2025
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,708,000 | 51,698,000 | 51,044,000 | 50,677,000 |
| Total loans | 30,085,000 | 28,322,000 | 27,838,000 | 26,906,000 |
| Allowance for loan losses | 141,000 | 131,000 | 127,000 | 124,000 |
| Securities available for sale | 4,928,000 | 4,790,000 | 4,852,000 | 4,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,334,000 | 42,381,000 | 41,730,000 | 41,743,000 |
| Interest-bearing deposits | 26,993,000 | 27,047,000 | 26,543,000 | 25,581,000 |
| Noninterest-bearing deposits | 17,341,000 | 15,334,000 | 15,187,000 | 16,162,000 |
| Equity capital | 8,968,000 | 8,985,000 | 9,018,000 | 8,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,521,000 | 2,252,000 | 2,929,000 |
| Interest expense | 15,000 | 28,000 | 43,000 | 60,000 |
| Net interest income | 756,000 | 1,493,000 | 2,209,000 | 2,869,000 |
| Noninterest income | 24,000 | 49,000 | 280,000 | 481,000 |
| Noninterest expense | 876,000 | 1,663,000 | 2,611,000 | 3,705,000 |
| Provision for loan losses | 5,000 | -17,000 | -22,000 | -29,000 |
| Pretax income | -101,000 | -104,000 | -100,000 | -326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -101,000 | -104,000 | -100,000 | -326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,974,000 | 8,976,000 | 8,978,000 | 8,750,000 |
| Total capital | 9,115,000 | 9,107,000 | 9,105,000 | 8,874,000 |
| Risk-weighted assets | 25,568,000 | 24,717,000 | 24,883,000 | 25,227,000 |