Call reports 2024
UNITED BANK OF PHILADELPHIA — 2024
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 55,958,000 | 57,094,000 | 57,229,000 | 53,275,000 |
| Total loans | 31,672,000 | 30,181,000 | 31,154,000 | 31,273,000 |
| Allowance for loan losses | 140,000 | 129,000 | 132,000 | 141,000 |
| Securities available for sale | 5,685,000 | 5,535,000 | 4,260,000 | 4,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,315,000 | 47,461,000 | 47,477,000 | 43,802,000 |
| Interest-bearing deposits | 29,075,000 | 28,317,000 | 26,637,000 | 26,985,000 |
| Noninterest-bearing deposits | 17,240,000 | 19,144,000 | 20,840,000 | 16,817,000 |
| Equity capital | 9,160,000 | 9,119,000 | 9,260,000 | 9,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,731,000 | 2,668,000 | 3,471,000 |
| Interest expense | 13,000 | 27,000 | 42,000 | 58,000 |
| Net interest income | 863,000 | 1,704,000 | 2,626,000 | 3,413,000 |
| Noninterest income | 191,000 | 196,000 | 215,000 | 207,000 |
| Noninterest expense | 931,000 | 1,826,000 | 2,709,000 | 3,639,000 |
| Provision for loan losses | -10,000 | -27,000 | -26,000 | -22,000 |
| Pretax income | 133,000 | 101,000 | 158,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 101,000 | 158,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,203,000 | 9,172,000 | 9,229,000 | 9,077,000 |
| Total capital | 9,343,000 | 9,301,000 | 9,361,000 | 9,218,000 |
| Risk-weighted assets | 25,794,000 | 25,292,000 | 24,134,000 | 26,119,000 |