Call reports 2023
UNITED BANK OF PHILADELPHIA — 2023
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 59,023,000 | 56,128,000 | 57,198,000 | 55,719,000 |
| Total loans | 32,041,000 | 32,148,000 | 31,524,000 | 32,103,000 |
| Allowance for loan losses | 136,000 | 131,000 | 120,000 | 141,000 |
| Securities available for sale | 5,857,000 | 6,186,000 | 5,975,000 | 6,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,994,000 | 50,293,000 | 47,966,000 | 46,329,000 |
| Interest-bearing deposits | 34,436,000 | 32,493,000 | 30,876,000 | 30,664,000 |
| Noninterest-bearing deposits | 18,558,000 | 17,800,000 | 17,090,000 | 15,665,000 |
| Equity capital | 5,613,000 | 5,561,000 | 8,914,000 | 9,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,699,000 | 2,562,000 | 3,393,000 |
| Interest expense | 4,000 | 7,000 | 12,000 | 15,000 |
| Net interest income | 850,000 | 1,692,000 | 2,550,000 | 3,378,000 |
| Noninterest income | 127,000 | 263,000 | 3,743,000 | 3,963,000 |
| Noninterest expense | 967,000 | 1,952,000 | 2,900,000 | 3,948,000 |
| Provision for loan losses | -6,000 | -14,000 | -65,000 | -45,000 |
| Pretax income | 16,000 | 17,000 | 3,458,000 | 3,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 17,000 | 3,458,000 | 3,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,621,000 | 5,628,000 | 9,078,000 | 9,070,000 |
| Total capital | 5,757,000 | 5,759,000 | 9,198,000 | 9,211,000 |
| Risk-weighted assets | 26,436,000 | 25,448,000 | 24,211,000 | 26,566,000 |