Call reports 2022
UNITED BANK OF PHILADELPHIA — 2022
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 67,850,000 | 62,709,000 | 61,873,000 | 59,416,000 |
| Total loans | 40,498,000 | 35,999,000 | 34,595,000 | 32,702,000 |
| Allowance for loan losses | 113,000 | 103,000 | 101,000 | 86,000 |
| Securities available for sale | 988,000 | 2,132,000 | 2,457,000 | 4,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,628,000 | 55,874,000 | 55,428,000 | 53,223,000 |
| Interest-bearing deposits | 35,892,000 | 35,589,000 | 33,860,000 | 33,147,000 |
| Noninterest-bearing deposits | 24,736,000 | 20,284,000 | 21,568,000 | 20,076,000 |
| Equity capital | 6,418,000 | 6,086,000 | 5,785,000 | 5,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 947,000 | 1,566,000 | 2,301,000 |
| Interest expense | 4,000 | 7,000 | 11,000 | 15,000 |
| Net interest income | 458,000 | 940,000 | 1,555,000 | 2,286,000 |
| Noninterest income | 166,000 | 192,000 | 399,000 | 509,000 |
| Noninterest expense | 895,000 | 1,712,000 | 2,751,000 | 3,764,000 |
| Provision for loan losses | -15,000 | -20,000 | -25,000 | -45,000 |
| Pretax income | -256,000 | -560,000 | -772,000 | -924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -256,000 | -560,000 | -772,000 | -924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,285,000 | 6,008,000 | 5,810,000 | 5,683,000 |
| Total capital | 6,398,000 | 6,111,000 | 5,911,000 | 5,769,000 |
| Risk-weighted assets | 27,807,000 | 27,879,000 | 27,003,000 | 25,698,000 |