Call reports 2021
UNITED BANK OF PHILADELPHIA — 2021
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 60,861,000 | 64,162,000 | 64,199,000 | 64,379,000 |
| Total loans | 38,881,000 | 43,380,000 | 41,855,000 | 42,006,000 |
| Allowance for loan losses | 335,000 | 313,000 | 236,000 | 110,000 |
| Securities available for sale | 1,436,000 | 1,323,000 | 1,212,000 | 1,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,170,000 | 56,918,000 | 56,039,000 | 56,663,000 |
| Interest-bearing deposits | 32,066,000 | 32,265,000 | 33,880,000 | 33,855,000 |
| Noninterest-bearing deposits | 22,104,000 | 24,653,000 | 22,159,000 | 22,808,000 |
| Equity capital | 5,410,000 | 6,064,000 | 7,081,000 | 6,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,158,000 | 1,621,000 | 2,046,000 |
| Interest expense | 3,000 | 7,000 | 12,000 | 16,000 |
| Net interest income | 505,000 | 1,151,000 | 1,609,000 | 2,030,000 |
| Noninterest income | 318,000 | 580,000 | 2,124,000 | 2,434,000 |
| Noninterest expense | 852,000 | 1,739,000 | 2,707,000 | 3,708,000 |
| Provision for loan losses | 2,000 | -24,000 | -9,000 | -19,000 |
| Pretax income | -31,000 | 16,000 | 1,035,000 | 775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -31,000 | 16,000 | 1,035,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,208,000 | 5,852,000 | 6,883,000 | 6,547,000 |
| Total capital | 5,499,000 | 6,165,000 | 7,119,000 | 6,657,000 |
| Risk-weighted assets | 23,261,000 | 26,751,000 | 25,874,000 | 28,402,000 |