Call reports 2020
UNITED BANK OF PHILADELPHIA — 2020
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 45,547,000 | 50,241,000 | 54,638,000 | 55,570,000 |
| Total loans | 31,814,000 | 36,257,000 | 36,058,000 | 34,508,000 |
| Allowance for loan losses | 218,000 | 235,000 | 314,000 | 331,000 |
| Securities available for sale | 2,471,000 | 1,883,000 | 1,719,000 | 1,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,610,000 | 47,352,000 | 48,304,000 | 48,638,000 |
| Interest-bearing deposits | 27,800,000 | 28,961,000 | 29,711,000 | 30,641,000 |
| Noninterest-bearing deposits | 14,810,000 | 18,391,000 | 18,592,000 | 17,997,000 |
| Equity capital | 2,774,000 | 2,760,000 | 5,583,000 | 5,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,044,000 | 1,467,000 | 1,855,000 |
| Interest expense | 9,000 | 16,000 | 21,000 | 26,000 |
| Net interest income | 503,000 | 1,028,000 | 1,446,000 | 1,829,000 |
| Noninterest income | 237,000 | 510,000 | 3,901,000 | 4,375,000 |
| Noninterest expense | 881,000 | 1,680,000 | 2,585,000 | 3,553,000 |
| Provision for loan losses | 10,000 | 25,000 | 100,000 | 115,000 |
| Pretax income | -151,000 | -167,000 | 2,662,000 | 2,536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -151,000 | -167,000 | 2,662,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,506,000 | 2,538,000 | 5,357,000 | 5,245,000 |
| Total capital | 2,724,000 | 2,773,000 | 5,671,000 | 5,546,000 |
| Risk-weighted assets | 24,501,000 | 23,333,000 | 26,794,000 | 24,057,000 |