Call reports 2019
UNITED BANK OF PHILADELPHIA — 2019
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,388,000 | 46,942,000 | 49,570,000 | 49,356,000 |
| Total loans | 33,432,000 | 32,013,000 | 31,657,000 | 31,200,000 |
| Allowance for loan losses | 223,000 | 236,000 | 219,000 | 205,000 |
| Securities available for sale | 4,700,000 | 4,516,000 | 4,432,000 | 4,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,608,000 | 43,574,000 | 46,391,000 | 46,302,000 |
| Interest-bearing deposits | 31,507,000 | 27,993,000 | 30,242,000 | 28,864,000 |
| Noninterest-bearing deposits | 16,101,000 | 15,581,000 | 16,149,000 | 17,438,000 |
| Equity capital | 1,585,000 | 3,218,000 | 3,005,000 | 2,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,210,000 | 1,754,000 | 2,355,000 |
| Interest expense | 18,000 | 32,000 | 43,000 | 53,000 |
| Net interest income | 551,000 | 1,178,000 | 1,711,000 | 2,302,000 |
| Noninterest income | 53,000 | 2,062,000 | 2,286,000 | 2,554,000 |
| Noninterest expense | 970,000 | 1,977,000 | 2,969,000 | 3,985,000 |
| Provision for loan losses | -52,000 | -22,000 | -32,000 | -68,000 |
| Pretax income | -314,000 | 1,285,000 | 1,060,000 | 939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -314,000 | 1,285,000 | 1,060,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,308,000 | 2,921,000 | 2,734,000 | 2,639,000 |
| Total capital | 1,531,000 | 3,157,000 | 2,953,000 | 2,844,000 |
| Risk-weighted assets | 27,445,000 | 23,403,000 | 24,287,000 | 24,503,000 |