Call reports 2018
UNITED BANK OF PHILADELPHIA — 2018
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 59,100,000 | 55,473,000 | 54,055,000 | 50,322,000 |
| Total loans | 39,529,000 | 39,309,000 | 39,853,000 | 36,151,000 |
| Allowance for loan losses | 202,000 | 180,000 | 202,000 | 278,000 |
| Securities available for sale | 4,963,000 | 4,844,000 | 4,720,000 | 4,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,827,000 | 52,418,000 | 51,103,000 | 48,304,000 |
| Interest-bearing deposits | 36,008,000 | 35,179,000 | 34,685,000 | 32,214,000 |
| Noninterest-bearing deposits | 19,819,000 | 17,239,000 | 16,418,000 | 16,090,000 |
| Equity capital | 3,001,000 | 2,836,000 | 2,772,000 | 1,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,292,000 | 1,970,000 | 2,679,000 |
| Interest expense | 20,000 | 40,000 | 59,000 | 78,000 |
| Net interest income | 598,000 | 1,252,000 | 1,911,000 | 2,601,000 |
| Noninterest income | 313,000 | 535,000 | 940,000 | 623,000 |
| Noninterest expense | 1,087,000 | 2,108,000 | 3,195,000 | 4,271,000 |
| Provision for loan losses | 20,000 | 25,000 | 45,000 | 316,000 |
| Pretax income | -196,000 | -346,000 | -389,000 | -1,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -196,000 | -346,000 | -389,000 | -1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,777,000 | 2,633,000 | 2,618,000 | 1,615,000 |
| Total capital | 2,979,000 | 2,813,000 | 2,820,000 | 1,893,000 |
| Risk-weighted assets | 32,010,000 | 30,566,000 | 26,557,000 | 28,025,000 |