Call reports 2017
UNITED BANK OF PHILADELPHIA — 2017
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,309,000 | 55,631,000 | 61,603,000 | 59,009,000 |
| Total loans | 37,595,000 | 38,109,000 | 40,002,000 | 40,590,000 |
| Allowance for loan losses | 273,000 | 252,000 | 239,000 | 180,000 |
| Securities available for sale | 5,458,000 | 5,393,000 | 5,287,000 | 5,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,920,000 | 52,385,000 | 58,009,000 | 55,493,000 |
| Interest-bearing deposits | 35,705,000 | 35,115,000 | 36,331,000 | 36,326,000 |
| Noninterest-bearing deposits | 15,215,000 | 17,270,000 | 21,678,000 | 19,167,000 |
| Equity capital | 3,092,000 | 3,002,000 | 3,297,000 | 3,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,217,000 | 1,891,000 | 2,540,000 |
| Interest expense | 16,000 | 33,000 | 52,000 | 72,000 |
| Net interest income | 617,000 | 1,184,000 | 1,839,000 | 2,468,000 |
| Noninterest income | 241,000 | 547,000 | 1,037,000 | 1,491,000 |
| Noninterest expense | 1,090,000 | 2,125,000 | 3,244,000 | 4,349,000 |
| Provision for loan losses | -30,000 | -76,000 | -91,000 | -82,000 |
| Pretax income | -202,000 | -318,000 | -277,000 | -308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -202,000 | -318,000 | -277,000 | -308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,976,000 | 2,925,000 | 3,215,000 | 3,120,000 |
| Total capital | 3,249,000 | 3,177,000 | 3,454,000 | 3,300,000 |
| Risk-weighted assets | 33,353,000 | 32,440,000 | 34,150,000 | 32,653,000 |