Call reports 2016
UNITED BANK OF PHILADELPHIA — 2016
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 54,501,000 | 54,493,000 | 55,969,000 | 53,612,000 |
| Total loans | 37,018,000 | 41,097,000 | 38,652,000 | 38,836,000 |
| Allowance for loan losses | 362,000 | 355,000 | 317,000 | 300,000 |
| Securities available for sale | 7,308,000 | 6,703,000 | 6,283,000 | 5,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,583,000 | 51,307,000 | 52,827,000 | 50,642,000 |
| Interest-bearing deposits | 36,114,000 | 35,596,000 | 38,148,000 | 36,263,000 |
| Noninterest-bearing deposits | 15,469,000 | 15,711,000 | 14,679,000 | 14,379,000 |
| Equity capital | 2,543,000 | 2,886,000 | 2,782,000 | 2,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,331,000 | 1,972,000 | 2,587,000 |
| Interest expense | 15,000 | 32,000 | 49,000 | 66,000 |
| Net interest income | 578,000 | 1,299,000 | 1,923,000 | 2,521,000 |
| Noninterest income | 318,000 | 1,024,000 | 1,416,000 | 1,955,000 |
| Noninterest expense | 1,148,000 | 2,228,000 | 3,389,000 | 4,537,000 |
| Provision for loan losses | -35,000 | -5,000 | -50,000 | -69,000 |
| Pretax income | -217,000 | 100,000 | 0 | 8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -217,000 | 100,000 | 0 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,444,000 | 2,754,000 | 2,602,000 | 2,597,000 |
| Total capital | 2,806,000 | 3,109,000 | 2,919,000 | 2,897,000 |
| Risk-weighted assets | 34,979,000 | 36,313,000 | 34,191,000 | 31,900,000 |