Call reports 2015
UNITED BANK OF PHILADELPHIA — 2015
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,872,000 | 58,377,000 | 59,145,000 | 59,001,000 |
| Total loans | 43,398,000 | 41,100,000 | 37,563,000 | 39,207,000 |
| Allowance for loan losses | 680,000 | 596,000 | 469,000 | 418,000 |
| Securities available for sale | 7,989,000 | 7,467,000 | 7,164,000 | 7,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,261,000 | 55,005,000 | 55,875,000 | 55,962,000 |
| Interest-bearing deposits | 40,829,000 | 39,896,000 | 41,226,000 | 39,891,000 |
| Noninterest-bearing deposits | 14,432,000 | 15,109,000 | 14,649,000 | 16,071,000 |
| Equity capital | 3,252,000 | 3,056,000 | 2,911,000 | 2,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,341,000 | 1,979,000 | 2,587,000 |
| Interest expense | 17,000 | 34,000 | 52,000 | 69,000 |
| Net interest income | 694,000 | 1,307,000 | 1,927,000 | 2,518,000 |
| Noninterest income | 336,000 | 643,000 | 977,000 | 1,365,000 |
| Noninterest expense | 1,075,000 | 2,153,000 | 3,233,000 | 4,428,000 |
| Provision for loan losses | -60,000 | -100,000 | -17,000 | -68,000 |
| Pretax income | 15,000 | -103,000 | -312,000 | -477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,000 | -103,000 | -312,000 | -477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,146,000 | 3,040,000 | 2,826,000 | 2,680,000 |
| Total capital | 3,646,000 | 3,510,000 | 3,295,000 | 3,098,000 |
| Risk-weighted assets | 39,789,000 | 37,448,000 | 37,998,000 | 35,839,000 |