Call reports 2014
UNITED BANK OF PHILADELPHIA — 2014
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,956,000 | 59,635,000 | 60,531,000 | 60,464,000 |
| Total loans | 43,039,000 | 43,099,000 | 44,228,000 | 47,651,000 |
| Allowance for loan losses | 626,000 | 657,000 | 702,000 | 735,000 |
| Securities available for sale | 9,632,000 | 9,666,000 | 9,481,000 | 8,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,515,000 | 56,227,000 | 57,330,000 | 56,962,000 |
| Interest-bearing deposits | 42,491,000 | 41,926,000 | 42,743,000 | 42,256,000 |
| Noninterest-bearing deposits | 13,024,000 | 14,302,000 | 14,586,000 | 14,706,000 |
| Equity capital | 3,111,000 | 3,040,000 | 2,843,000 | 3,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,414,000 | 2,149,000 | 2,930,000 |
| Interest expense | 18,000 | 36,000 | 55,000 | 72,000 |
| Net interest income | 695,000 | 1,378,000 | 2,094,000 | 2,858,000 |
| Noninterest income | 171,000 | 423,000 | 750,000 | 1,370,000 |
| Noninterest expense | 1,047,000 | 2,155,000 | 3,319,000 | 4,415,000 |
| Provision for loan losses | 40,000 | 70,000 | 132,000 | 162,000 |
| Pretax income | -221,000 | -424,000 | -607,000 | -343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -221,000 | -424,000 | -607,000 | -343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,276,000 | 3,075,000 | 2,894,000 | 3,146,000 |
| Total capital | 3,789,000 | 3,559,000 | 3,407,000 | 3,684,000 |
| Risk-weighted assets | 40,917,000 | 38,576,000 | 40,855,000 | 42,804,000 |