Call reports 2013
UNITED BANK OF PHILADELPHIA — 2013
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,371,000 | 61,598,000 | 62,453,000 | 60,751,000 |
| Total loans | 40,978,000 | 41,853,000 | 42,326,000 | 44,356,000 |
| Allowance for loan losses | 903,000 | 778,000 | 812,000 | 839,000 |
| Securities available for sale | 889,000 | 9,370,000 | 9,879,000 | 9,579,000 |
| Securities held to maturity | 10,931,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,157,000 | 57,567,000 | 58,703,000 | 57,109,000 |
| Interest-bearing deposits | 43,999,000 | 42,605,000 | 44,345,000 | 43,086,000 |
| Noninterest-bearing deposits | 14,158,000 | 14,962,000 | 14,359,000 | 14,024,000 |
| Equity capital | 3,954,000 | 3,775,000 | 3,411,000 | 3,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,419,000 | 2,157,000 | 2,898,000 |
| Interest expense | 25,000 | 46,000 | 64,000 | 83,000 |
| Net interest income | 694,000 | 1,373,000 | 2,093,000 | 2,815,000 |
| Noninterest income | 195,000 | 471,000 | 647,000 | 1,029,000 |
| Noninterest expense | 1,132,000 | 2,450,000 | 3,649,000 | 4,816,000 |
| Provision for loan losses | 36,000 | 15,000 | 45,000 | 75,000 |
| Pretax income | -279,000 | -243,000 | -576,000 | -669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -279,000 | -243,000 | -576,000 | -669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,822,000 | 3,904,000 | 3,616,000 | 3,525,000 |
| Total capital | 4,341,000 | 4,429,000 | 4,131,000 | 4,065,000 |
| Risk-weighted assets | 41,151,000 | 41,776,000 | 40,922,000 | 42,881,000 |