Call reports 2012
UNITED BANK OF PHILADELPHIA — 2012
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,279,000 | 67,464,000 | 67,930,000 | 65,619,000 |
| Total loans | 41,469,000 | 42,825,000 | 40,673,000 | 41,502,000 |
| Allowance for loan losses | 864,000 | 906,000 | 869,000 | 1,204,000 |
| Securities available for sale | 1,223,000 | 1,160,000 | 1,087,000 | 1,027,000 |
| Securities held to maturity | 16,615,000 | 13,081,000 | 12,399,000 | 11,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,928,000 | 62,329,000 | 63,222,000 | 60,976,000 |
| Interest-bearing deposits | 49,754,000 | 47,061,000 | 47,278,000 | 46,655,000 |
| Noninterest-bearing deposits | 14,174,000 | 15,268,000 | 15,944,000 | 14,322,000 |
| Equity capital | 5,023,000 | 4,785,000 | 4,377,000 | 4,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,581,000 | 2,349,000 | 3,084,000 |
| Interest expense | 43,000 | 76,000 | 108,000 | 139,000 |
| Net interest income | 759,000 | 1,505,000 | 2,241,000 | 2,945,000 |
| Noninterest income | 194,000 | 473,000 | 733,000 | 1,525,000 |
| Noninterest expense | 1,141,000 | 2,372,000 | 3,715,000 | 5,013,000 |
| Provision for loan losses | 30,000 | 60,000 | 121,000 | 454,000 |
| Pretax income | -218,000 | -454,000 | -862,000 | -997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -218,000 | -454,000 | -862,000 | -997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,715,000 | 4,522,000 | 4,146,000 | 4,070,000 |
| Total capital | 5,262,000 | 5,056,000 | 4,672,000 | 4,598,000 |
| Risk-weighted assets | 43,418,000 | 42,347,000 | 41,745,000 | 41,584,000 |