Call reports 2011
UNITED BANK OF PHILADELPHIA — 2011
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,104,000 | 75,887,000 | 78,014,000 | 77,017,000 |
| Total loans | 41,938,000 | 41,576,000 | 41,643,000 | 41,502,000 |
| Allowance for loan losses | 744,000 | 767,000 | 799,000 | 867,000 |
| Securities available for sale | 1,260,000 | 1,206,000 | 1,344,000 | 1,280,000 |
| Securities held to maturity | 15,342,000 | 17,975,000 | 17,366,000 | 17,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,811,000 | 69,754,000 | 72,169,000 | 71,321,000 |
| Interest-bearing deposits | 54,030,000 | 55,217,000 | 58,443,000 | 56,928,000 |
| Noninterest-bearing deposits | 13,781,000 | 14,537,000 | 13,727,000 | 14,393,000 |
| Equity capital | 5,922,000 | 5,760,000 | 5,482,000 | 5,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,637,000 | 2,456,000 | 3,303,000 |
| Interest expense | 61,000 | 123,000 | 183,000 | 235,000 |
| Net interest income | 764,000 | 1,514,000 | 2,273,000 | 3,068,000 |
| Noninterest income | 214,000 | 613,000 | 812,000 | 1,070,000 |
| Noninterest expense | 1,252,000 | 2,523,000 | 3,725,000 | 4,950,000 |
| Provision for loan losses | 30,000 | 70,000 | 100,000 | 170,000 |
| Pretax income | -304,000 | -466,000 | -740,000 | -982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -304,000 | -466,000 | -740,000 | -982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,433,000 | 5,314,000 | 5,086,000 | 4,888,000 |
| Total capital | 6,000,000 | 5,873,000 | 5,640,000 | 5,440,000 |
| Risk-weighted assets | 45,195,000 | 44,483,000 | 44,058,000 | 43,840,000 |