Call reports 2010
UNITED BANK OF PHILADELPHIA — 2010
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 67,237,000 | 73,132,000 | 75,721,000 | 73,966,000 |
| Total loans | 46,667,000 | 47,124,000 | 46,334,000 | 45,612,000 |
| Allowance for loan losses | 642,000 | 845,000 | 772,000 | 926,000 |
| Securities available for sale | 1,596,000 | 1,527,000 | 1,420,000 | 1,339,000 |
| Securities held to maturity | 9,752,000 | 14,790,000 | 14,729,000 | 15,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,702,000 | 65,994,000 | 68,578,000 | 67,280,000 |
| Interest-bearing deposits | 45,850,000 | 52,647,000 | 54,861,000 | 53,682,000 |
| Noninterest-bearing deposits | 13,852,000 | 13,348,000 | 13,717,000 | 13,599,000 |
| Equity capital | 7,226,000 | 6,678,000 | 6,722,000 | 6,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,659,000 | 2,537,000 | 3,388,000 |
| Interest expense | 76,000 | 152,000 | 226,000 | 294,000 |
| Net interest income | 736,000 | 1,507,000 | 2,311,000 | 3,094,000 |
| Noninterest income | 267,000 | 568,000 | 1,183,000 | 1,464,000 |
| Noninterest expense | 1,158,000 | 2,406,000 | 3,706,000 | 4,992,000 |
| Provision for loan losses | 30,000 | 407,000 | 477,000 | 747,000 |
| Pretax income | -185,000 | -738,000 | -689,000 | -1,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -185,000 | -738,000 | -689,000 | -1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,554,000 | 6,045,000 | 6,139,000 | 5,691,000 |
| Total capital | 7,144,000 | 6,654,000 | 6,758,000 | 6,268,000 |
| Risk-weighted assets | 47,114,000 | 48,310,000 | 49,373,000 | 45,550,000 |