Call reports 2009
UNITED BANK OF PHILADELPHIA — 2009
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,279,000 | 68,540,000 | 68,797,000 | 68,317,000 |
| Total loans | 48,774,000 | 48,854,000 | 48,602,000 | 47,587,000 |
| Allowance for loan losses | 612,000 | 631,000 | 700,000 | 727,000 |
| Securities available for sale | 2,596,000 | 2,362,000 | 2,197,000 | 1,863,000 |
| Securities held to maturity | 10,128,000 | 9,869,000 | 9,878,000 | 9,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,153,000 | 60,392,000 | 60,791,000 | 60,424,000 |
| Interest-bearing deposits | 47,137,000 | 46,278,000 | 47,677,000 | 46,276,000 |
| Noninterest-bearing deposits | 15,016,000 | 14,114,000 | 13,114,000 | 14,148,000 |
| Equity capital | 7,748,000 | 7,671,000 | 7,550,000 | 7,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,848,000 | 2,755,000 | 3,600,000 |
| Interest expense | 149,000 | 274,000 | 385,000 | 476,000 |
| Net interest income | 772,000 | 1,574,000 | 2,370,000 | 3,124,000 |
| Noninterest income | 276,000 | 589,000 | 1,006,000 | 1,312,000 |
| Noninterest expense | 1,150,000 | 2,313,000 | 3,510,000 | 4,674,000 |
| Provision for loan losses | 30,000 | 60,000 | 205,000 | 235,000 |
| Pretax income | -132,000 | -210,000 | -339,000 | -473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | -210,000 | -339,000 | -473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,901,000 | 6,868,000 | 6,784,000 | 6,694,000 |
| Total capital | 7,491,000 | 7,462,000 | 7,381,000 | 7,290,000 |
| Risk-weighted assets | 47,212,000 | 47,450,000 | 47,654,000 | 47,569,000 |