Call reports 2008
UNITED BANK OF PHILADELPHIA — 2008
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 72,351,000 | 70,188,000 | 71,104,000 | 69,435,000 |
| Total loans | 47,547,000 | 49,159,000 | 49,765,000 | 48,663,000 |
| Allowance for loan losses | 660,000 | 664,000 | 953,000 | 587,000 |
| Securities available for sale | 3,331,000 | 3,153,000 | 3,015,000 | 2,665,000 |
| Securities held to maturity | 7,742,000 | 9,769,000 | 9,328,000 | 9,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,301,000 | 61,336,000 | 62,476,000 | 61,093,000 |
| Interest-bearing deposits | 48,829,000 | 47,518,000 | 48,835,000 | 48,029,000 |
| Noninterest-bearing deposits | 14,472,000 | 13,818,000 | 13,641,000 | 13,064,000 |
| Equity capital | 8,399,000 | 8,340,000 | 8,000,000 | 7,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,073,000 | 3,115,000 | 4,080,000 |
| Interest expense | 244,000 | 436,000 | 616,000 | 790,000 |
| Net interest income | 797,000 | 1,637,000 | 2,499,000 | 3,290,000 |
| Noninterest income | 307,000 | 619,000 | 896,000 | 1,209,000 |
| Noninterest expense | 1,170,000 | 2,340,000 | 3,547,000 | 4,723,000 |
| Provision for loan losses | 0 | 15,000 | 293,000 | 368,000 |
| Pretax income | -66,000 | -99,000 | -445,000 | -592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -66,000 | -99,000 | -445,000 | -592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,381,000 | 7,392,000 | 7,091,000 | 6,989,000 |
| Total capital | 7,951,000 | 7,978,000 | 7,690,000 | 7,574,000 |
| Risk-weighted assets | 45,477,000 | 46,816,000 | 47,557,000 | 46,830,000 |