Call reports 2007
UNITED BANK OF PHILADELPHIA — 2007
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,879,000 | 73,822,000 | 75,543,000 | 75,239,000 |
| Total loans | 41,237,000 | 45,002,000 | 44,894,000 | 45,184,000 |
| Allowance for loan losses | 581,000 | 595,000 | 529,000 | 589,000 |
| Securities available for sale | 3,446,000 | 3,277,000 | 3,111,000 | 3,455,000 |
| Securities held to maturity | 12,073,000 | 12,362,000 | 11,414,000 | 10,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,030,000 | 65,011,000 | 66,675,000 | 66,337,000 |
| Interest-bearing deposits | 58,718,000 | 50,420,000 | 52,178,000 | 52,001,000 |
| Noninterest-bearing deposits | 13,313,000 | 14,591,000 | 14,497,000 | 14,336,000 |
| Equity capital | 8,365,000 | 8,390,000 | 8,416,000 | 8,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,392,000 | 3,628,000 | 4,811,000 |
| Interest expense | 280,000 | 591,000 | 918,000 | 1,212,000 |
| Net interest income | 891,000 | 1,801,000 | 2,710,000 | 3,599,000 |
| Noninterest income | 281,000 | 676,000 | 978,000 | 1,320,000 |
| Noninterest expense | 1,136,000 | 2,348,000 | 3,544,000 | 4,724,000 |
| Provision for loan losses | 10,000 | 60,000 | 70,000 | 120,000 |
| Pretax income | 26,000 | 69,000 | 74,000 | 75,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 69,000 | 74,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,220,000 | 7,308,000 | 7,356,000 | 7,403,000 |
| Total capital | 7,769,000 | 7,879,000 | 7,885,000 | 7,974,000 |
| Risk-weighted assets | 43,875,000 | 45,649,000 | 46,032,000 | 45,667,000 |